Français

CED Resources & Links

1. Tools - Starting a Business or Social Enterprise

  1. Local Resources
  2. Starting a Business – Evaluate your entrepreneurial spirit
  3. Develop your Business Plan
  4. Marketing
  1. Organizational models – non-profit, charity, co-op, private
  2. Register your organization
  3. Incorporation

2. Tools - Managing an established business, social enterprise or CED organization

  1. Evaluation Methods
  2. Managing Growth
  3. Succession Planning
  4. Conducting Effective Meetings
  5. Board Development
  1. Mentoring
  2. Financial Management
  3. Fundraising
  4. Social Enterprises
  5. Business Links

3. Funding Opportunities - Social Enterprises, CED and businesses

  1. CED / Social Enterprise Funding
  2. Cooperatives
  3. Environment – Project Based
  4. For Persons with Disabilities
  5. For Women
  1. Hiring Students
  2. Business Development
  3. Starting a Small Business
  4. Expanding Businesses

4. CED Web Resources:

  1. Canada
  2. International
  3. Cooperatives

Tools - Starting a Business or Social Enterprise

LOCAL RESOURCES

OCRI Entrepreneurship Centre

The OCRI Enterpreneurship was a variety of programs, workshops and business developers ready to assist you in developing your business.  They are also working on increasing their resource materials on social enterprise development. 

http://www.entrepreneurship.com/

YMCA/YWCA Enterprise Centre

The following Ontario Business Connects services are available at this location:  Immediate Business Name Registration, Business Name Renewal electronic application (MBL in the mail within 2 weeks), Retail Sales Tax Vendor Permit electronic application (RST), Employer Health Tax electronic application (EHT), Workplace Safety and Insurance Board electronic application (WSIB). Other programs run out of this centre include: the Self-Employment Assistance Program, Youth Entrepreneurship-Youth Internship Program, Ontario Works Program, and business consultations.

(613) 788-5001

BIZPAL

This is a City of Ottawa online interactive site that will indicate all municipal and provincial permits that your new business will need.

http://www.ottawa.ca/business/starting/bizpal/index_en.html

Starting a Business

Getting Started – Evaluate your Entrepreneurial Spirit

The Development Wheel

The Development Wheel is a tool that takes you through the entire process of staring your social enterprise.  It is an excellent resource that all people, groups and organizations should review before embarking on their social enterprise dreams.  Order a copy for free from the Centre for Community Enterprise – Digital Bookshop, www.cedworks.com.

Starting a Business

This federal government site fact sheets and checklists to help guide you through thinking about starting your own business.
http://www.canadabusiness.ca/gol/cbec/site.nsf/en/bg00328.html

Young Entrepreneurs Info-Guide

The following Info-Guide is a document designed to help you navigate through the different government programs, services and regulations pertaining to specific business topics, and identify those of interest.
http://www.canadabusiness.ca/servlet/ContentServer...

Exploring Self-Employment

A great online self-assessment tool for individuals who are thinking about becoming self employed. You can determine your strengths and challenges, explore the viability of your business ideas and develop an action plan.
www.exploreselfemploy.ca

 

Develop your idea – your Business Plan

Business Planning Workshop

Business Planning Workshop [PDF, 224 KB] This primer on CED businesses provides a number of tools that will help practitioners in a wide range of areas.  It includes the following tools plus a great deal more:  skills inventory checklist, business selection checklist, timing analysis, competitive analysis, customer/prospect profile worksheet, benefits/buying motives, the five Cs of pricing, 19 pricing strategies and the 4 W's of financial statements.  Fill in the blanks and get started!
http://www.sedi.org/DataRegV2-unified/capnet-SharedResources/BusinessPlanningWorkshop.pdf

Interactive Business Planner

A federal government online program that helps you write a three year business plan. 

With the IBP, you will: 1. be guided through each section of your business plan using a question and answer format; 2. learn definitions and tips, and view sample business plans to help you to write your own plan;  3. have financial projections prepared for you, based upon the information you provide; and 4. use the power of the Internet to assist you in researching your business plan.
http://www.canadabusiness.ca/ibp/en/

Business Start-Up Assistant

A federal government online resource that covers all topics related to starting a business tailored to each province.
http://bsa.canadabusiness.ca/gol/bsa/site.nsf/en/su07009.html

Marketing

Developing a Marketing Plan

The Atlantic Canada Opportunities Agency has developed a resource to help you develop a marketing plan.
http://www.acoa.ca/e/business/marketing_plan/index.shtml

Organizational models – non-profit, charity, co-op, private, etc

Canada Business
The Canadian government Entrepreneurship Centre outlines the four types of business organizations and briefly describes their advantages & disadvantages. 
http://www.canadabusiness.ca/servlet/ContentServer?pagename=CBSC_FE...

Canada Business
This fact sheet outlines additional information about the co-operative model of business and for and non-profit models. 
http://www.canadabusiness.ca/servlet/ContentServer...

Non-profit versus Charity
Organizations known as charities and those that are non-profit organizations without charitable status both fall under the larger description of the voluntary, community-based, non-profit, or third sector. Designation as either a charity or non-profit organization can mean a difference in the way an organization operates, pay income taxes, issues tax receipts and conducts activities.
http://www.envision.ca/templates/resources.asp?ID=80

Starting a Nonprofit or Charity
Welcome to our general subject guide to starting a charity or nonprofit organization in Canada. Here you will learn about some of the basic things to consider before you decide to start a nonprofit, as well as resources and tools to help you through the early stages of the process.
http://www.charityvillage.com/cv/guides/guide4.asp

Cooperative
CoopZone offers a basic guide to starting a co-operative in 7 steps.
http://www.coopzone.coop/english/starting/

The Ontario Co-operative Association (On Co-op) is a key resource for the development and enhancement of co-operatives and credit unions.
www.ontario.coop

Register your organization

Ontario Business Connects

There are two centres in Ottawa that help you set up and operate your business in terms of government requirements, ie. register or renew a business, change business information, apply for provincial and federal programs, and subscribe to a business information service.
https://www.cbs.gov.on.ca/obc/english/4THRMM.htm

Incorporation

Centre for Community Organizations (COCo)
Centre for Community Organizations (COCo) is a Quebec based not-for-profit capacity builder. This section addresses key questions to think about before incorporating.
http://www.coco-net.org/docs/beforeincnpo.pdf

enVision.ca
enVision.ca is a virtual resource centre from the Community Services Council of Newfoundland and Labrador. This section answers the following questions on Not-for-Profit Incorporation:

  1. Who would want to incorporate as a non-profit organization?
  2. Why should an organization incorporate?
  3. How does an organization get incorporated?
  4. Will you need a lawyer to incorporate?
  5. What will it cost to incorporate?

http://www.envision.ca/templates/resources.asp?ID=82

Incorporating a Non Profit Organization
This is a useful document by the Centre for Community Organizers that describes key questions to think about before incorporating a non profit organization.
http://www.coco-net.org/docs/beforeincnpo.pdf

For Established Enterprises or Groups

Evaluation Methods

Centre for Community Enterprise (BC)
The Centre has many valuable tools that would be helpful in program and organizational evaluation, among other activities.  The resources entitled Building Community Wealth by Mike Lewis is particularly good.  It can be downloaded for free or you can borrow a copy from the Ottawa CED Network. 
http://www.cedworks.com/customer/product.php?productid=4738&cat=&page=1

Managing Growth

Strategic Restructuring
Strategic Restructuring: Partnership Options for Nonprofits is brought to you by La Piana Associates. Strategic restructuring represents a continuum of partnerships — including but not limited to mergers, joint ventures, administrative consolidations, and joint programming — through which nonprofits attempt to anticipate or respond to environmental threats and opportunities.

  1. Click on Case Studies for valuable information gathered through "testimonials" from people who have gone through a strategic restructuring, and through projects that La Piana Associates have seen or facilitated.
  2. Click on Tips and Answers to Your Questions for discussions on topics ranging from “how to decide if your organization is ready for strategic restructuring”, to “thoughts on how to handle the inevitable difficult moments in a negotiation process”, to “the role of boards and executives during implementation”.

http://www.lapiana.org/sr/index.html

Succession Planning

Succession Process: Vancouver International Writers Festival
The Vancouver International Writers Festival embarked on a succession planning process in 2001 in preparation for the retirement of its founder and Artistic Director at the end of 2005. This report documents the process from the beginning planning stages through the search and the transition period when the founder and her successor worked together for 4 months.
http://www.centreforsustainability.ca/resources/VIWF%20Succession%20Plan.pdf

Manage for Today, Mentor for Tomorrow
The September/October 2005 issue of Nonprofit World contained an interesting article on succession planning by Michael Shenkman: Manage for Today, Mentor for Tomorrow. According to Shenkman, top officers in need of successors, and organizations seeking leaders to meet creative challenges, must incorporate leader mentoring into their action plans. Nonprofit World is published by the Society for Nonprofit Organizations (www.snpo.org).
http://www.centreforsustainability.ca/resources/1-NP-World-Succession-Planning.pdf

NeighborWorks America
Visit NeighborWorks America for a free handbook on succession planning entitled “Managing Executive Transitions.” This is a great resource for not-for-profit organizations that are planning for, or going through, an executive transition.
http://www.nw.org/network/pubs/catalog/default.asp#m

Succession Planning
Information from the Business Development Bank of Canada on succession, including the creation and implementation of a business succession plan.
http://www.bdc.ca/en/my_project/Projects/growth/succession_planning.htm?cookie%5Ftest=2

Conducting Effective Meetings

Government of Saskatchewan fact sheet is to discuss five components that are essential to conducting effective meetings. These components are: a chairperson, an agenda, a process for making decisions, a well managed discussion and a productive physical set up.
http://www.publications.gov.sk.ca/details.cfm?p=22963

Board Development

Resource Centre for Voluntary Development
Below is a list of common questions and information pieces on Board Development. Some of these documents are available in both PDF and Microsoft Word format.
http://www.rcvo.org/questions/useful_info_BD.html

Board Café
Board Café is the monthly electronic newsletter exclusively for members of not-for-profit boards of directors. Short enough to read over a cup of coffee, Board Café offers a menu of ideas, information, opinion, news, and resources to help board members give and get the most out of board service. There are over 80 great issues covered in the archives section on topics such as "The Board Should Raise Money: True or False" and "What to Do When You Really, Really Disagree with a Board Decision". Board Café is produced by CompassPoint Nonprofit Services of California.
http://www.compasspoint.org/boardcafe/index.php

Board Development
A project of United Way of Canada - Centraide Canada, Board Development contains a wealth of information on the many different facets of governance.

  1. Visit the "Quick Checklists" section to find an organizational assessment worksheet entitled "Key Elements of a Healthy Organization."
  2. Visit the "Components of Board Governance" section and click on "Proper Management of Meetings" for tips on how to prepare for board meetings and improve their effectiveness.

http://www.boarddevelopment.org/

BoardMatch
BoardMatch Fundamentals helps place volunteers on the Boards of Directors of charitable and not-for-profit organizations. It currently operates in Calgary, Fredericton, Greater Toronto Area, Greater Vancouver and Thunder Bay; however, there is an excellent on-line training tool for all potential board members, as well as for existing board members who want to update their skills and knowledge about not-for-profits. As an organization wishing to sign up with BoardMatch Fundamentals to recruit volunteers, you will complete a different on-line training tool, which again is full of excellent information about governance and the not-for-profit sector. You will need to register as a user in order to access the tools.
http://www.boardmatch.org/Splash-altruvest.html

Building Strong Communities
A component of the Government of Alberta’s Community Development website, Building Strong Communities offers free workbooks and newsletters on board development.  The highly informative workbooks, developed in conjunction with the Muttart Foundation, cover the following topics:

  1. Developing Job Descriptions for Board Members of Nonprofit Organizations
  2. Drafting and Revising Bylaws
  3. Board Building: Recruiting and Developing Effective Board Members for Not-for-Profit Organizations
  4. Hiring and Performance Appraisal of the Executive Director
  5. Financial Responsibilities of Not-for-Profit Boards

http://www.cd.gov.ab.ca/building_communities/volunteer_community/resources/index.asp

First Nations Education Steering Committee
Effective Board Governance: A Handbook for Board Members and Administrators of First Nations’ Boards can be downloaded free of charge from the First Nations Education Steering Committee website. As its title suggests, the handbook has a First Nations focus. It also assumes that the reader has no background, training or experience in Board governance. We’ve read it, and suggest that members of all not-for-profit Boards, regardless of their experience, could benefit from the information it contains.
http://www.fnesc.ca/publications/pdf/Governance_Handbook_FN.pdf

Mentoring Canada
Mentoring Canada offers a free, self-paced, on-line training course called Fundamentals of Effective Board Involvement. It may be accessed in the Training section of their website. It is aimed at new or prospective non-profit board members who are unsure of what they may be getting into, as well as more experienced board members who don't feel that their board participation is all that it could be. You will explore your objectives, roles, and responsibilities, and learn about effective board practices; find updated board information and an energy boost for board veterans; learn from the experiences of fellow "students"; and apply your knowledge to real board situations. Covering all the subjects and activities should take about 2 to 3 hours of work.
http://www.mentoringcanada.ca/DocLibrary/docsearch.asp?cat=6

Mentoring

Canadian Executive Service Organization
Canadian Executive Service Organization (CESO) is a not-for-profit organization that helps to build proud independent communities. Over 3,000 distinguished Volunteer Advisers (VAs) on the CESO roster share their professional experience by serving as mentors, advisers and trainers to our clients and partners at home and abroad.
http://www.ceso-saco.com/

Financial Management

Basic Guide to Non-Profit Financial Management
The Basic Guide to Non-Profit Financial Management is written by Carter McNamara and is available, free of charge, from The Free Management Library. Topics include the basics of financial management, bookkeeping and controls, critical operating activities in the yearly accounting cycle, managing program finances, and financial statements and analysis.
http://managementhelp.org/finance/np_fnce/np_fnce.htm

Ethical Fundraising and Financial Accountability Code
The ethical fundraising and financial accountability code from Imagine Canada is a set of standards and benchmarks that enables organizations to manage their funds responsibly and report their financial affairs accurately and completely. Any Canadian charity can adopt the code and become registered as an adherent to the code. Registered adherents are listed on Imagine Canada's website and promoted as responsible charities. Adherents also get special recognition as ethical fundraisers on CanadaHelps.org, an online donation portal that allows people to donate to their favourite charity. For more information about the ethical code or to request a licensing package, contact the Ethical Code Program at ext. 221, 1-800-263-1178, or by e-mail.
http://imaginecanada.ca/page.asp?ethical_fundraising

Nonprofit Financial Centre
The Nonprofit Financial Centre is a nonprofit organization dedicated to helping nonprofits grow and prosper through practical financial management. Although based in the USA, much of the information is still applicable to Canadian organizations, however some of the services are available to members only.

  1. Click on “Information Resources” for a variety of on-line guides to financial management such as a sample Financial Policies & Procedures handbook.

http://www.nfconline.org/main/info/guides.htm

Voluntary Sector Knowledge Network
Click on "Financial Management" for a good overview of accounting and budgeting. In the "Accounting for Nonprofits" section, there is a good article on preparing your cash flow statement - including why you need one. See our “General Not-for-Profit Management” section below for more information on VSKN.
http://www.vskn.ca/

Canada Revenue Agency
This site provides a number of important info sheets on various topics including GST/HST and income tax regulations for small and medium enterprises.
http://www.cra-arc.gc.ca/tax/business/sme/menu-e.html

Financing Guide for Established Businesses
Information from the Canada-Ontario Business Service Centre
http://www.canadabusiness.ca/servlet/ContentServer?pagename=CBSC_ON/display...

Brochure on Capitalisation des entreprises de l'économie sociale (In French only) 
http://www.investquebec.com/documents/fr/publications/BrochureCapitalisation_fr.pdf

Fundraising

Association of Fundraising Professionals
The Association of Fundraising Professionals is the professional association of individuals responsible for generating philanthropic support for a wide variety of charitable organizations. There are local chapters in Vancouver and Victoria. The Vancouver chapter has its own website giving information on its professional development events. All members of AFP must adopt the Code of Ethics for fundraisers; a copy of the Code is available on the website.
http://www.afpnet.org/

Resource Centre for Voluntary Organizations
The Resource Centre for Voluntary Organizations offers information for the not-for-profit sector on a variety of topics including fundraising.

  1. Click on "Useful Information" for resources to help with fundraising planning, such as “What is a Fundraising Plan” and “What are the steps involved in developing a Fundraising Plan”.

http://www.rcvo.org/questions/useful_info_FD.html

Social Enterprises

The Canadian Social Entrepreneurship Foundation, has “Profit Making for Nonprofits and Social Enterprise: Tool Kit” available in PDF format on their website: http://www.csef.ca/sec_toolkit.php

The Canadian Social Enterprise Guide
The Canadian Social Enterprise Guide is the first extensive and comprehensive published resource, tool kit, and collection of social enterprise stories. It includes chapters written by enp staff, social enterprise practitioners, professional trainers, funders and organizational development expertise. The guide is primarily for project managers, executive directors, directors, and staffs of a wide range of organizations that are starting to develop or think about creating a new enterprise or expanding/formalizing their existing revenue-generating programs. It is available to order for $25.00.
http://www.enterprisingnonprofits.ca/the_guide/

Business Links

Canada-Ontario Business Service Centre
The centre acts as an access point for information about business programs and services offered by the Ontario and federal governments.
http://www.cobsc.org/en/index.cfm

Ministry of Small Business and Entrepreneurship
This government of Ontario site has an extensive Your Guide to Small Business information resource, covering a range of topics.
http://www.sbe.gov.on.ca/ontcan/sbe/en/st_yrguide_en.jsp

Atlantic Canada Opportunities Agency
From Ideas to Business Opportunities is a guide that elaborates on a number of topics relevant to thinking through a new business idea or looking to expand an existing business.
http://www.acoa.ca/e/business/entrepreneurship/ideas/index.shtml

Business Development Bank of Canada
The Business Development Bank of Canada (BDC) is a financial institution wholly owned by the government of Canada. BDC plays a leadership role in delivering financial, investment and consulting services to Canadian small businesses, with a particular focus on the technology and export sectors of the economy.
www.bdc.ca

Small Business BC Library
The Small Business BC Library has a number of useful documents on the topic of social enterprise.
http://www.smallbusinessbc.ca/bizResources-library.php

Funding Opportunities

CED / Social Enterprise Funding

Ottawa Community Loan Fund
http://www.oclf.org/en/index.php

The Ottawa Community Loan Fund provides short-term loans of up to $15,000 to small business owners, aspiring entrepreneurs, talented individuals with international training and community groups.  Our borrowers are individuals, businesses and groups with good ideas, experience and the energy to go after them. They are willing to take a risk and rely on hard work and dedication to get ahead. Clients of OCLF often lack the income, assets, security or credit history to obtain loans and financing from other sources. The OCLF bridges the gap.

Canadian Alternative Investment Co-operative (CAIC)
http://www.caic.ca/

The Canadian Alternative Investment Co-operative invests in to groups, organizations and co-operatives working for positive social change and community economic development in Canada that lack access to traditional financing. Of particular interest are investments that promote alternative economic structures, and which act as a catalyst to structural change.

Community Foundation of Ottawa
http://www.communityfoundationottawa.ca/

Community Grants are made in support of social services, arts and culture, community economic development, education, environment, health and animal welfare, primarily within the Ottawa region. The average grant is approximately $7,000, with the largest grant of up to $10,000 being provided for projects which are particularly innovative and compelling. The spring deadline for applications is February 1, and the fall deadline is September 15.

Rasch Foundation
http://raschfoundation.ca/

The Rasch Foundation funds charitable projects with clearly defined objectives. Through active monitoring and collaboration with our grantees, we seek to achieve enduring change that will improve the quality of life for future generations. Of particular interest to the Foundation are charitable opportunities that address needs in the following areas: social entrepreneurship; environment; Jewish programs; education; health care and medical research; and animal welfare. Social Entrepreneurship involves addressing social issues by either starting a non-profit venture that solves a social problem, or employing a business startup mindset to tackle a charitable objective.

The Samuel and Saidye Bronfman Family Foundation
http://www.bronfmanfoundation.org/indexe.html

Reflecting the Bronfman family's desire to promote problem-solving initiatives, the Foundation prefers to contribute to organizations across Canada which can act as "agents of change".

The Skoll Foundation
http://www.skollfoundation.org/

The Skoll Foundation invests in social entrepreneurs through award programs: the Skoll Awards for Social Entrepreneurship, which support the work of established social entrepreneurs around the world; and the Skoll Social Sector Program, which helps strengthen infrastructure for the social sector.

Social Capital Partners
www.socialcapitalpartners.ca

Social Capital Partners invests in social enterprises that employ populations outside the economic mainstream in Canada.

The Trillium Foundation
www.trilliumfoundation.org

The Ontario Trillium Foundation is an agency of the Ontario Ministry of Culture. Our mission is to work with others to make strategic investments to build healthy, caring and economically strong communities in Ontario. We welcome applications in four broad sectors - Arts and Culture, Environment, Human and Social Services, and Sports and Recreation. Our specific areas of priority are: Enhanced success for students and learners; Healthier and more physically active Ontarians; Enhanced employment and economic potential for workers and their families; and More effective volunteers and more people engaged in their communities. OTF grant applications deadlines are March 1, July 1 and November 1.

Canadian Worker Cooperative Federation
http://www.canadianworker.coop/

The members of the WCDN have an important role within the operations of the Worker Co-op Fund "Tenacity Works." One of the important components of Tenacity's approach is to provide funding for technical assistance to potential investee co-ops to assist with their development and business planning.

COOPERATIVES

Canadian Alternative Investment Co-operative (CAIC)
http://www.caic.ca/

The Canadian Alternative Investment Co-operative invests in to groups, organizations and co-operatives working for positive social change and community economic development in Canada that lack access to traditional financing. Of particular interest are investments that promote alternative economic structures, and which act as a catalyst to structural change.

Co-operative Development Initiative (CDI)
http://coop.gc.ca/index_e.php?s1=init&page=intro

The Co-operative Development Initiative (CDI) is a program designed to enhance the quality of life in Canada through supporting the development of co-operatives in areas of federal priority. CDI funding will help to pay for the costs of implementing a project. The expected funding range for individual projects is between 5 000$ and 75 000$ per year.

The Co-operators Group
http://www.cooperators.ca/en/aboutus/corpresp/2_3_1_9.html

The Co-operators Group is the largest Canadian-owned multi-line insurer. The Co-operators is a group of Canadian companies focusing on insurance, and also provides financial security products, property development and investment counseling services.

Two funds are available to co-operatives: Co-op Development Fund; and Co-op and Community Economic Development (CED) Fund. The Co-op and CED Fund has a total budget of $50,000 (approx.) annually. The Co-op Development program: offers up to $50,000 in grants annually and $100,000 in investments. Grants range from $2,000 to $10,000; the average grant is about $5,000. Investments range from $10,000 to $25,000.

Carrot Cache Community Resource Inc.
www.carrotcommon.com

Carrot Cache is a non profit organization interested in promoting organic agriculture and supporting worker co-operatives. Carrot Cache does this by supporting good people in their communities who have an idea in these areas and who have the energy and leadership to carry this idea forward.

Desjardins Capital régional et coopératif
http://www.capitalregional.com/En/index.asp

Desjardins Capital régional et coopératif associates itself with companies and cooperatives that are able to provide well-elaborated business plans and assists experienced entrepreneurs, visionaries with integrity, in formulating their business strategies, recruiting management personnel and experienced administrators, and in the development of strategic relations with business and financial partners.

ENVIRONMENT - Project Based

EcoAction – Environnement Canada
http://www.ec.gc.ca/ecoaction/what_is_e.html

EcoAction is a program that encourages Canadians to take action in their communities in support of healthy environments. EcoAction encourages projects that protect, rehabilitate or enhance the natural environment, and build the capacity of communities to sustain these activities into the future. The deadlines for applying are February 1 and October 1 annually.

Technology Early Action Measures (TEAM)
http://www.team.gc.ca

Government of Canada through TEAM supports projects that are designed to demonstrate technologies that mitigate greenhouse gas (GHG) emissions nationally and internationally, and that sustain economic and social development. Funding is available to small, medium, and large businesses; and municipal, provincial, or federal programs.

TD Friends of the Environment Foundation
http://www.td.com/fef/project.jsp#eligibility

E-mail: tdfef@td.com

Funding is available to Canadian non-profit organizations for projects that seek to accomplish the following:

  1. Protect and preserve the Canadian Environment
  2. Assist young Canadians in understanding and participating in Environmental activities in local communities
  3. Enhance cooperation among Environmental organizations

The Walter and Duncan Gordon Foundation
http://www.gordonfn.org/FreshWater.cfm?cp=55

Fresh Water Resources Protection programme is designed to support the development of a comprehensive legal, regulatory, and citizen action framework for the purpose of protecting the quality and quantity of fresh water resources for future generations of Canadians.

FOR PERSONS WITH DISABILITIES

Opportunities Fund for Persons with Disabilities
http://www.hrsdc.gc.ca/en/epb/sid/cia/grants/of/desc_of.shtml

The objective of the Opportunities Fund is to assist persons with disabilities to prepare for, obtain employment or self-employment as well as to develop the skills necessary to maintain that new employment.

Opportunities Fund for Employers and Project Applicants
http://www.hrsdc.gc.ca/en/epb/sid/cia/grants/of/desc_of.shtml

The objective of the Opportunities Fund is to work in partnership with organizations for persons with disabilities, including the private sector, to support innovative approaches to integrate individuals with disabilities into employment or self-employment and address barriers to an individual's labour market participation. Funding is available for organizations that wish to develop a project proposal to promote employability of persons with disabilities in their community.

FOR WOMEN

Status of Women Canada
http://www.swc-cfc.gc.ca/funding/wp/wpguide_e.html

Through the Women’s Program, Status of Women Canada provides funding and technical assistance for projects that have a direct impact on women in their communities. Applicants must demonstrate how their projects contribute to the achievement of the full participation of women in the economic, social and cultural life of Canada. Priority will be given to projects addressing issues pertaining to the following: aboriginal women; immigrant women and visible minority women; senior women.

HIRING STUDENTS

Young Canada Works
http://www.pch.gc.ca/special/ycw-jct/html/welcome_e.htm

Young Canada Works (YCW) provides wage subsidies to help secondary and post-secondary students access summer work experience in key cultural and heritage sectors; and to provide internships for college and university graduates who need some assistance to enhance their skills and career prospects.

BUSINESS DEVELOPMENT

GUIDE TO FUNDING SOURCES: Industry Canada's Sources of Financing web site
http://strategis.ic.gc.ca/epic/site/sof-sdf.nsf/en/Home

Sources of Financing is an Internet resource for locating traditional and alternative sources of small business financing. The site includes a database of federal, provincial and private financing sources searchable by province and region as well as information about banks, caisses populaires and credit unions; leasing; factoring; angel investors; and venture capital.

Fraser Valley Centre for Social Enterprise Library
http://www.centreforsocialenterprise.com/library.html

The Fraser Valley Centre for Social Enterprise houses a collection of current and practical social enterprise resources in the library, many of which are available online.

STARTING A SMALL BUSINESS

Ottawa Community Loan Fund
http://www.oclf.org/en/index.php

The Ottawa Community Loan Fund provides short-term loans of up to $15,000 to small business owners, aspiring entrepreneurs, talented individuals with international training and community groups.  Our borrowers are individuals, businesses and groups with good ideas, experience and the energy to go after them. They are willing to take a risk and rely on hard work and dedication to get ahead. Clients of OCLF often lack the income, assets, security or credit history to obtain loans and financing from other sources. The OCLF bridges the gap.

The Ontario Self-Employment Benefit
http://www.edu.gov.on.ca/eng/tcu/etlanding.html

Toll-free (information): 1-800-387-5656
TTY (hearing impaired): (416) 325-4084
The Ontario Self-Employment Benefit provides unemployed people who are or have recently been eligible for Employment Insurance with income and entrepreneurial support while they develop and start their business.

Canada Small Business Financing Program
http://strategis.ic.gc.ca/epic/site/csbfp-pfpec.nsf/en/Home

Business Financing Program can help new and existing small businesses (excluding farming and charitable or religious enterprises) obtain term loans and capital leases of up to $250 000 to help finance fixed asset needs necessary for the operation of the business including:

  1. the purchase or improvement of real property or immovables
  2. the purchase of leasehold improvements or improvements to leased property; and
  3. the purchase or improvement of new or used equipment necessary for the operation of the business.
  4. the registration fee equal to 2% of the amount loaned, provided that the individual borrower's loan maximum of $250 000 in total is not exceeded.

Co-Vision – Business Development Bank
http://www.bdc.ca/en/home.htm

For entrepreneurs at the start-up stage or early growth phase (first 12 months of sales), the Business Development Bank (BDC) offers Co-Vision, a customized term financing solution up to $150 000 for long term financing.

EXPANDING BUSINESS

Innovation Financing program
http://www.bdc.ca/en/home.htm

The Business Development Bank of Canada's (BDC) Innovation Financing program provides loans of up to $250 000 that established businesses can use as working capital to explore new markets and develop new products and new technologies.

Financing is available in the following areas: quality; e-business; and exporting.

CED Web Resources

In Canada

The Canadian CED Network
http://ccednet-rcdec.ca
The Canadian Community Economic Development Network (CCEDNet) is a national member-based, non-profit organization. The membership of CCEDNet is made up of Community Economic Development (CED) community-based organizations and practitioners from every region of Canada.

The Canadian Centre for Social Entrepreneurship
http://www.business.ualberta.ca/ccse/
The Canadian Centre for Social Entrepreneurship (CCSE) is an information repository on the most current developments in social entrepreneurship all across Canada and around the world.

Canadian Community Reinvestment Coalition
http://www.cancrc.org
The Canadian Community Reinvestment Coalition is a non-profit, non-partisan coalition of 100 anti-poverty, consumer, community economic development, labour and small business groups that since 1996 has led the campaign for bank accountability in Canada.

Canadian Social Economy Hub
http://www.socialeconomynetwork.ca/hub/?p=1&lp_lang_pref=en
The Canadian Social Economy Hub (CSEHub) undertakes research as needed in order to understand and promote the Social Economy tradition within Canada and as a subject of academic enquiry within universities.

The Canadian Social Entrepreneur's Network
http://www.csen.ca/
Canadian website for Social Entrepreneurs that provides an introduction to social enterprise, features on actual social enterprises and Canadian resources on the topic of social enterprise.

Centre for Community Enterprise
www.cedworks.com
The Centre for Community Enterprise is a British Columbia-based centre source of expertise and resources in starting and strengthening CED organizations, revitalizing communities, developing community-minded businesses, CED curriculum design and delivery. This site is a compilation of their resources, and includes the CED journal "Making Waves."

Community Economic Development Technical Assistance Program (CEDTAP)
http://www.carleton.ca/cstier/cedtap/
CEDTAP is the Community Economic Development Technical Assistance Program managed by the Faculty of Public Affairs and Management at Carleton University. It began in 1997 to assist community based organizations in accessing professional assistance and now carries out action-oriented research on key issues in CED, social enterprise and social finance.

Community Economic Development Centre, Simon Fraser University
http://www.sfu.ca/cedc/
The CSCD is a teaching and research unit of Simon Fraser University, established in 1989. This site also houses an excellent "gateway" to CED resources.

Enterprising Non-Profits
http://www.enterprisingnonprofits.ca/
The Enterprising Non-Profits web site provides information and resources that support the development of successful social enterprises.

Ontario Community Futures Program
http://www.ontcfdc.com/
Community Futures Development Corporations (CFDCs) support community economic development by assisting Ontario’s rural and northern communities to strengthen and diversify their economies. Through Government of Canada funding, CFDCs administer local investment funds to help finance new or existing small businesses and social enterprises for start-up, expansion or stabilization plans that help maintain or create jobs.

Pan Canadian Community Futures Group
http://www.bestofcf.com
Community Futures Development Corporations provide communities in rural Canada with a variety of services including business development loans, technical support, training and information, and implement a diverse range of community economic development (CED) projects.

Toronto CED News
http://torontocednews.ca
User-directed site that showcases CED news stories, events and links. Viewers are able to add their own events, information and links.

Centre for Social Economy
The Centre for Social Economy, University of Toronto researching social economy in the voluntary sector.
http://sec.oise.utoronto.ca/english/index.php

Community Opportunity & Innovation Network
“Building Dreams with Teams” is a curriculum package designed for CED practitioners, adult educators and community developers. It includes an Instructor's Guide, an introductory course in CED and a course in Team Entrepreneurship. It is available for free download as an e-book.
http://www.coin-ced.org/ind/index.php?bdt

Fraser Valley Centre for Social Enterprise Library
The Fraser Valley Centre for Social Enterprise houses a collection of current and practical social enterprise resources in the library, many of which are available online.
http://www.centreforsocialenterprise.com/library.html

GEO Newsletter (Grass Roots economic Organizing)
GEO (Grassroots Economic Organizing) Newsletter is a bimonthly publication that reports on worker cooperatives and community-based economies in the U.S. and World wide
http://www.geonewsletter.org

Innovation Pathways
“Tools for Rural and Northern Community Innovation” A 118-page book filled with exercises, tips, ideas and strategies for creating an innovation culture can be found online free of charge
www.innovativecommunities.ca

The Roberts Enterprise Development Fund utilizes a venture philanthropy approach to support development of social purpose businesses in the San Francisco area. The fund has a portfolio of eight nonprofit organizations operating twenty-four for-profit businesses. Although they do not fund a large number of new ventures, they are a good source of information on related topics.
www.redf.org

The Social Enterprise Reporter
SER is an independently owned and operated online business newsletter, published 6 times per year in PDF and HTML. SER provides North American social entrepreneurs and nonprofit enterprise directors with practical news and information, business tools, and inspiration that will improve the profitability and social impact of their social purpose ventures, without sacrificing their tax-exempt missions.
http://www.sereporter.com/index.php

International

The Center for Community Economic Development
http://www.uwex.edu/ces/cced/
University of Wisconsin Extension provides case studies, resources, and publications
on the following topics: growing local economies ; empowering communities; revitalizing downtowns; developing entrepreneurs; building leaders; and enhancing non-profits.

Coalition of Community Development Financial Institutions
http://www.cdfi.org
The CDFI Coalition coordinates industry wide initiatives to increase the availability of capital, credit and financial services to low-income communities across the US.

Community Development Foundation
http://www.cdf.org.uk
The Community Development Foundation is a source of information, guidance and delivery on community development in England and across the UK.

Community Development Venture Capital Alliance
http://www.cdvca.org
The Community Development Venture Capital Alliance (CDVCA) is CDVCA is the network for the rapidly growing field of community development venture capital (CDVC) investing.

Community Economic Development Online
http://www.lib.berkeley.edu/ENVI/commdev.html
Community Economic Development Online by the University of California, Berkeley  lists more than 50 web sites pertaining to community and economic development, as well as rural development. This list has a U.S. and California emphasis

The Institute for Social Entrepreneurs
http://www.socialent.org/index.htm
The Institute for Social Entrepreneurs provides seminars, workshops and consulting services for social entrepreneurs in the United States and around the world.

International Economic Development Council
http://www.iedconline.org/
The International Economic Development Council (IEDC) is a non-profit membership organization dedicated to helping economic developers do their job more effectively.

National Center on Non-profit Enterprise
http://www.nationalcne.org/
This US-based centre focuses on providing resources for nonprofits and developing new ideas to improve the way nonprofits work.

Social Enterprise Alliance
http://www.se-alliance.org/
US-based membership organization devoted exclusively to building sustainable nonprofits through earned income strategies. The Alliance serves as a point of reference connecting entrepreneurial nonprofits with learning opportunities, technical assistance and resources to further their efforts.

The Nonprofit Enterprise Forum
http://www.npenterprise.net/
On this forumapproximately 5000 subscribers discuss practical ways that organizations can advance their social missions through entrepreneurial, earned-income strategies. Subscription is free. The npEnterprise Forum has been designated by the Social Enterprise Alliance as its official listserv.

The Social Enterprise Coalition
http://www.socialenterprise.org.uk/default.aspx
British Forum providing a national platform for showcasing the benefits of social enterprise and sharing best practice for social enterprise.

Social Ventures Network
http://www.svn.org/index.cfm?fuseaction=page.viewpage&pageid=537
This US-based network promotes new models and leadership for socially and environmentally sustainable business in the 21st century through initiatives, information services and forums.

Cooperatives

Ontario Co-operative Association (On Co-op) 
The Association is a coordinating, development and advocacy body dedicated to serving the common and individual needs of Ontario co-operatives in the areas of education, development, government relations, public affairs and policy development.
www.ontario.coop

Canadian Co-operative association:
The Canadian Co-operative Association (CCA) is the national umbrella organization of anglophone co-operatives. The CCA supports and promotes co-operative enterprise in Canada and around the world. Included on this site is an excellent introduction to co-operatives and how they operate.
www.coopscanada.coop/

Co-operatives Secretariat
The Co-operatives Secretariat was created in 1987 from the Co-operatives Section of Agriculture Canada to improve the relationship between Canadian co-operatives and the numerous federal departments and agencies known to have legislation or policies affecting co-operatives. The Co-operatives Secretariat, working closely with the Minister responsible for co-operatives, acts as a coordinator for interaction between the government and the co-operative sector.
http://aceis.agr.ca/policy/coop/accueil.html

Center for The Study of Cooperatives, University of Saskatchewan
As its name states, the Centre is devoted to the study of cooperatives, often an essential tool in community economic development. The advantage of this web site is its menu which includes a publications list, a number of which are inexpensive, and World Links.
http://coop-studies.usask.ca

Canadian Worker Cooperative Federation
The members of the WCDN have an important role within the operations of the Worker Co-op Fund "Tenacity Works." One of the important components of Tenacity's approach is to provide funding for technical assistance to potential investee co-ops to assist with their development and business planning. In order to receive this funding, the co-ops must secure the services of a member or members of the WCDN who have been certified as having the required skill set and experience.
http://www.canadianworker.coop/